I'm Thankful I Married A "Planner"

It came to my attention earlier this month that I really am a lucky woman.  I have a wonderful husband who has taken the time and budgeted to plan for our future.  I had a recent conversation with someone who is married and has a family.  We got on the subject of life insurance and I asked if he had life insurance.  His response was "no."  Then he went on to say that his wife and family would just live off the government if something happened to him.  I was appalled that this would even be a plan B for anyone.  So because this person makes a choice NOT to purchase life insurance and make a tragic time easier for his family, he would allow us (the taxpayers) to pay for his family to survive.  I was in shock.  

But I guess it shouldn't surprise me though in this day and age of entitlement.  I'm so thankful for my husband who has planned and has prepared for my future so I don't have to struggle or depend on anyone else.  What a gift that life insurance policy will be from him if something were to ever happen to him - to know he loved me enough while he was living, to be concerned for our future, to not have to worry about how the mortgage and college tuitions will be paid.  After our first child was born, we immediately created our wills so that no one would argue or fight over who would take care of our children.  I'm so glad that Dave Ramsey has influenced our finances and my husband has taken it upon himself to have policies for both of us.  What a comfort that will be in the event of an untimely death.  If you don't know much about life insurance or estate planning, check out this article from Dave Ramsey: Parents Who Fail To Plan

Maybe it can be a New Year's Resolution that you can actually keep?